Terms & Conditions

TERMS OF USE

PLEASE NOTE: THIS AGREEMENT CONTAINS A CLASS ACTION WAIVER THAT MAY AFFECT YOUR LEGAL RIGHTS. PLEASE REVIEW THESE TERMS CAREFULLY.

This document is a legally binding contract. By continuing to use this website, you agree to the following terms. If you do not agree with any of these terms, please discontinue use of the site immediately.

From time to time, you may also be subject to additional terms and conditions, such as when you make a purchase or when disclaimers appear on the site.

PRIVACY POLICY

For information on how we manage and protect the data we collect from visitors to our site, please review our Privacy Policy.

ELECTRONIC COMMUNICATIONS

By using our website, you consent to receive communications from us electronically. You agree that any notices, disclosures, or other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHTS

All content on this website, including text, images, software, compilations, and audio/video content, is the exclusive property of A. Carden Inc. It is protected by U.S. and international copyright laws. We take our intellectual property rights seriously and actively monitor for unauthorized uses of our copyrighted materials. If you wish to use any content from this site beyond personal use, you may do so only with our permission, typically available through a licensing fee starting at $5,000. Unauthorized use of our content will result in enforcement actions and billing accordingly.

CLASS ACTION WAIVER

PLEASE READ THIS SECTION CAREFULLY AS IT IMPACTS YOUR LEGAL RIGHTS. Any dispute or claim related to these Terms or the use of our services must be resolved on an individual basis. Class, consolidated, or representative actions are not permitted, and both parties waive any right to participate in such actions. This does not affect your right to bring an individual lawsuit.

TRADEMARKS

The logos, slogans, design elements, icons, scripts, and service names used on this site are trademarks of A. Carden Inc. and are protected by U.S. law. These trademarks identify [Your Business Name] as the source of the associated information or materials. You are not authorized to use these trademarks in a way that could cause confusion, imply endorsement, or damage the brand’s reputation.

ACCESS RESTRICTIONS

You are granted limited, non-exclusive access to use this site for personal and non-commercial purposes. This means you cannot resell, duplicate, reproduce, or otherwise use any content from this site for commercial gain. We reserve all rights not explicitly granted by these Terms or elsewhere on the site.

You may not use tactics to manipulate or gain unauthorized benefits from the site, such as hiding logos or content to improve search rankings.

It is your responsibility to understand and comply with the laws of your jurisdiction related to using this website. Any violation of these Terms will result in the termination of your limited license to use the site.

USER-PROVIDED CONTENT

We may provide features that allow visitors to post comments or provide other content. You agree not to post anything illegal, offensive, or otherwise inappropriate. We reserve the right to remove any content at our discretion and to block your access to the site.

By providing content through comment features or contact forms, you grant us a non-exclusive, royalty-free license to use, reproduce, publish, adapt, display, and distribute your content globally. This includes the right to use your name in connection with your content. Please consider this before submitting any personal or commercially valuable information.

We are not responsible for, and assume no liability for, any content posted by you or others.

COPYRIGHT CONCERNS

We respect copyright laws and expect users to do the same. If you believe we have infringed on your copyrights, please contact us at ann@annlcarden.com. We will promptly investigate the matter.

THIRD-PARTY INFORMATION

Occasionally, we may reference or allow other parties to share information or services provided by companies other than A. Carden Inc. We do not guarantee the accuracy or safety of these third-party offerings. We are not responsible for the actions or products of these companies, and you should review their terms and privacy policies before engaging with them.

DISCLAIMER OF WARRANTIES; USE AT YOUR OWN RISK

All information and content on this site are provided “as is” and “as available.” We make no representations or warranties of any kind, either express or implied, regarding the information, content, materials, services, or products available on this site. Your use of this site and any related services is at your own risk.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We do not guarantee that the site or its content will be free from viruses or other harmful components. We will not be liable for any damages of any kind arising from the use of this site or its content, including but not limited to direct, indirect, incidental, punitive, and consequential damages, as far as your state’s laws allow for such disclaimers.

BILLING POLICIES

Payment Options: We accept debit cards and all major credit cards.

General Policies: You are responsible for keeping your billing information current to maintain good account standing. Contact ann@annlcarden.com to update your billing details.

Billing: Recurring charges will be billed automatically every 30 days or according to the agreed terms in your contract.

Billing Disputes: If a billing dispute arises, you agree to engage in a good faith effort to resolve the issue with us directly for at least 30 days before initiating a chargeback.

Delinquency Policies: If a payment is declined, we will attempt to process the payment every 3 days for up to 30 days. You will be notified of the need to update your payment information.

Delinquent Accounts: After 14 days without payment, your account will be considered delinquent, and the full contract amount may become due. Accounts 14 days past due may be deactivated until the balance is paid in full.

Returned Item Fee: A $50.00 fee will be charged for any returned checks due to insufficient funds, in addition to the original amount due.

Late Fee: Invoices unpaid after 30 days may incur a $50.00 late fee per month.

Chargebacks: A $250.00 processing fee will be assessed for each chargeback initiated.

Collections Fees: If an account is referred to a third-party collections service, the client will be responsible for the full amount of collections fees in addition to any other fees assessed.

Cancellation: Canceling your account does not negate outstanding invoices or contract obligations. Any remaining balance must be settled upon cancellation, and accounts with an outstanding balance may be referred to collections.

GOVERNING LAW

By using this site, you agree that any disputes related to these terms or with A. Carden Inc. or Ann Carden will be governed by the laws of the state of Missouri, without regard to conflict of law principles. You agree to submit to the jurisdiction of Missouri.

AMENDMENTS AND ADDITIONAL PROVISIONS

We reserve the right to modify the site, our offerings, and these terms at any time without prior notice.

If any provision of these terms is deemed invalid, that provision shall be severable, and the remaining terms shall remain in full force and effect.

By using this site, you confirm that you are over the age of eighteen. By making a purchase on this website, you agree to these terms and any others, including our refund policies, if applicable.

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